Risk Management:
Howland and Associates identifies, evaluates and responds to risks. Threats to
investments and the firm, the impacts of threats and the likelihood of threats
always determines the levels of risk.
Process and portfolio management:
Howland and Associates determines sector (Technology, Industrial, Consumer..)
allocations and weightings based on the Russell Index® for the portfolio. This
technique ensures that Howland and Associates is focused on picking strong
companies, rather than making predictions on the direction of the economy.
Furthermore, fundamental analysis by Howland and Associates is systematically
designed to understand the risks behind each company in the portfolio and the
portfolio as a whole. Beyond earnings and estimates, fundamental analysis
includes investigation with respect to liquidity, volume, insider buying/selling,
legislative issues, suspect data points, changing technology and other catalysts
that may materially impact a business and risks.
